Car Accident Attorney Brandon FL

Gibsonton Car Accident Attorney

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If you have had a car accident in Brandon, you may be inundated with bills from medics, lost wages from emergency work, and insurance complications. Or, more commonly, and under Florida’s no-fault insurance model, it can be a complicated proposition, and securing  the compensation to which you are entitled isn’t always going to be a straightforward affair. Your insurance pays your initial costs, but when injuries are serious, you might be able to recover additional money from the at-fault driver.

The Black Law Company knows this process is challenging. At our office, our knowledgeable Brandon car accident lawyers are ready to advocate for your rights and ensure that you receive the fullest payment possible. We have helped those injured in Florida accidents for over 35 years and know the law inside and out, and we can take the burden off your shoulders so all you have to deal with is recovering.

Is Driving in Florida Risky?

Florida is among the most dangerous states for drivers, with hundreds of thousands of car accidents per year. The state reported almost 400,000 crashes in 2023 alone, with over 252,000 injuries and 3,423 deaths.

Brandon and Hillsborough County see thousands of crashes a year. And just in Hillsborough County, 27,472 accidents in 2023, with 18,872 injuries and 237 deaths.

Why Are There So Many Car Accidents in Florida?

Many things contribute to Florida’s high accident rate, including:

  • Heavy Traffic – Brandon is an ever-growing community and more congestion leads to more accidents.
  • Tourists and Out-of-State Drivers – Doesn’t contain local drivers who may brake suddenly or miss a turn.
  • Distracted Driving – Cell phone use, GPS, and other distractions are a leading cause of crashes.
  • Aging Population – Older drivers might be slower to react, for example, or their vision might not be as acute.
  • Drunk Driving – It also happens to be frequented by plenty of bars and nightlife, so you know drunk driving accidents are a thing.
  • Speeding and Reckless Driving –Most drivers tend to exceed speed limits; more risk of an accident.
  • Bad Weather – Sudden rain storms can lead to slick roads as well as poor visibility.

Due to these risks, it is crucial to drive with caution. But the most careful driver is still vulnerable to the carelessness of someone else.

Who Pays for My Medical Bills After a Car Accident in Florida?

That is, at least at first, because Florida is a no-fault insurance state, meaning your insurance will pay for your medical expenses and lost income regardless of who was at fault for the accident. Enter Personal Injury Protection (PIP); provides coverage for:

  • Up to $10,000 in medical bills
  • 60% of lost wages due to injuries

But PIP has limits. If your injuries are serious you can potentially sue the at-fault driver for additional compensation. You would need to contact an experienced car accident lawyer in Brandon, FL, to know whether you meet the criteria.

What If My Car Is Damaged?

PIP does not cover vehicle repairs. Instead, you must file a claim under:

  • Property Damage Liability (PDL) – The at-fault driver’s insurance is obligated to cover your car repairs.
  • Collision Coverage – If you have this rider on your policy, it can help pay for repairs, no matter who’s to blame.

If the other driver is uninsured or underinsured, we will help you explore other avenues for damage recovery.

What Counts as a “Serious Injury” Under Florida Law?

Florida’s no-fault system does allow you to step outside it and file a personal injury suit if your injuries are. A serious injury includes:

  • Traumatic Brain Injuries (TBI) – Cognitive, emotional, or long-term physical impairments
  • Spinal Cord Injuries – Possible permanent paralysis or trouble with mobility
  • Amputation – Losing a limb drastically impacts daily life
  • Disfigurement or Significant Scarring – Permanent physical damage
  • Loss of Vision or Hearing – Life-altering sensory loss

If you have suffered an injury that fits into one of the categories above, damage that PIP does not cover can be recovered by The Black Law Company.

How Much Can I Sue for After a Car Accident in Florida?

But in Florida, unlike most other states, there are no caps on recoveries for compensatory damages due to motor vehicle accidents. Compensation depends on:

  • The severity of your injuries
  • The circumstances of the accident
  • The types of damages you are claiming

You may be eligible for:

Economic Damages

  • Medical expenses (current & future)
  • Lost wages and reduced earning potential
  • Property damage (car repairs or replacement)
  • Rehabilitation and therapy costs

Non-Economic Damages

  • Pain and suffering
  • Emotional distress
  • Loss of enjoyment of life
  • Loss of companionship (for families who lost a loved one)

Punitive Damages

That liability is limited to cases of gross negligence or intentional misconduct (like a drunk driver causing a crash). Florida caps punitive damages at no more than three times the amount of compensatory damages or $500,000, whichever is greater.

What If I Was Partially at Fault for the Accident?

Thanks to Florida’s comparative negligence law, you can still receive damages as long as you’re not more than 50 percent responsible for the accident.

So say you aided the plaintiff 25 percent, and a judge awarded you a $100,000 verdict, it would become $75,000. Always insurance companies try to name us more and more to pay less to you.

Why You Need a Car Accident Attorney in Brandon, FL

After a major accident insurance companies are not your friend. They often:

  • Offer low settlements that don’t cover all your expenses
  • Delay claims hoping you’ll give up
  • Blame you for minimizing their payout

At The Black Law Company, we fight for the maximum compensation possible. Our team will:

✔ Investigate your accident
✔ Gather evidence to prove fault
✔ Negotiate with insurance companies
✔ Take your case to court if needed

Contact a Brandon Car Accident Attorney Today

You should never have to face the insurance battle alone following a Brandon car accident injury of your own, or a loved one. The Black Law Company team of experienced attorneys is here to help you. 

Contact us at 813 321 7380 to schedule your complimentary consultation with us and let us assist you in securing the compensation you deserve!




Don’t go through this alone!