Personal Injury Compensation in Florida

Personal Injury Compensation

Dealing with the emotional, physical, and financial stress resulting from a personal injury in Florida can be challenging. However, understanding the timeline and process for personal injury compensation can help you navigate your situation more effectively. The process of filing a personal injury lawsuit and claim may initially seem daunting, but it is simpler than many people think. Personal injury claims in Florida typically take 9-18 months to process, but this duration can vary based on your injuries, your insurance company, and the specifics of your case. The timeline for personal injury compensation follows a 10-step process, divided into five phases.

Florida Personal Injury Lawsuits: A 10-Step Process

To make it easier to understand the lengthy process of filing for Florida personal injury compensation, we have created a timeline outlining the 10 steps.

Phase One: First Steps

1. Seek Medical Attention Right Away: No matter how minor your injuries may appear, always seek immediate medical attention. The shock of an accident can mask pain due to adrenaline, making early assessment vital.

   Seeking medical attention in Florida is essential to initiate the legal procedure for compensation. It not only ensures your well-being and protection from further harm but also establishes that your injuries resulted from the accident, not a pre-existing condition. This is accomplished by creating a comprehensive trail of documentation supporting your personal injury claim.

Phase Two: Contacting the Professionals & Pre-filing

2. Contact a Personal Injury Attorney: After receiving medical care, reach out to one of our attorneys. They can guide you through the legal process of filing a claim and prove invaluable when dealing with insurance companies. Insurance companies typically seek to minimize payouts to both parties, potentially leaving you with less compensation. When you sign a contingency contract with us, we will investigate your case, gather evidence, and build a strong claim on your behalf.

3. Alert Your Insurance Company: After seeking medical attention, your attorney will notify your insurance company about the accident. The insurance company will then investigate the claim and determine fault. You can also make a Personal Injury Protection (PIP) claim to cover medical expenses and lost wages.

4. Let Your Lawyer Investigate and Gather Information: After retaining our lawyer, the next step is to investigate the accident and collect evidence. This includes taking photos of the scene, assessing vehicle damage in the case of a car crash, gathering eyewitness testimonies, reviewing police reports and video surveillance, and collecting medical bills, records, and employment histories. Depending on the circumstances, reconstruction experts may recreate the accident scene. It is essential to begin this process as soon as possible, as it may take several weeks.

5. Send a Demand Letter: Once all evidence is collected, a demand letter will be written and sent to the party at fault. The goal of this document is to outline your claim, demand payment, and inform the recipient of potential legal action if they fail to comply. The demand letter will detail your personal injury claim and include relevant facts, such as the other party’s negligence, descriptions of damages (medical bills, injury severity, future treatment costs, lost wages, and other damages like pain and suffering), and the type of settlement you seek. Demand letters are usually responded to within 30 days of receipt.

Phase Three: Filing a Lawsuit

6. Filing a Formal Personal Injury Lawsuit: If your demand letter is rejected or an unfavorable settlement is offered, it’s time to file a formal personal injury lawsuit. This involves preparing a complaint document describing the case, highlighting damages, liability, and evidence mentioned in your demand. The complaint can be filed in the county where the injury occurred or where the party at fault resides. Once filed, it is sent to the party at fault, now referred to as the defendant, who has a set period to admit or deny the evidence against them.


7. Discovery Phase: The discovery phase involves the exchange of evidence with the opposing attorney to prepare for the trial. This exchange includes witness testimonies, photos, videos, and other evidence. While it may seem unusual, this step allows both sides to examine all the evidence and develop their cases while ensuring a fair presentation of relevant information.

8. Arbitration or Mediation: Arbitration or mediation can be employed to avoid a court trial, either before or after filing the lawsuit. These alternatives are typically faster and can lead to successful agreements outside of the courtroom. It’s crucial to understand the differences between mediation and arbitration when making your choice:

   a. Mediation: A personal injury case can be resolved through mediation at any stage, aiming to reduce tension and facilitate negotiations. A mediator assists in reaching an agreeable solution, and these meetings are not binding, allowing each party to accept or reject offers.

   b. Arbitration: Arbitration is an alternative for reaching a resolution. Parties hire an arbitrator to listen to both sides and make a final, legally binding decision. Arbitration can be expedited and is often more cost-effective than court trials. In some cases, a judge may recommend arbitration when they believe court proceedings are unnecessary to reach a conclusion.

Phase Five: The Trial

9. If Mediation & Arbitration Fail: Possible Trial: In the event that mediation and arbitration prove unsuccessful, the case may proceed to trial. A trial involves a hearing with a jury and judge, who determine the compensation amount. The trial stage is the most time-consuming part of a personal injury lawsuit and can extend the process by an additional 3-6 months.

   During the trial, both attorneys make opening statements, present eyewitnesses, experts, and other witnesses for testimony, and cross-examine the opposing party’s witnesses. The court concludes with closing statements.

   If one party is found liable, they must pay the amount ordered by the court, typically through a settlement check sent to the plaintiff’s lawyer’s office. Attorney fees and costs are deducted, and the remainder is given to the client. The settlement check may include compensation for property damage, medical bills, lost wages, or pain and suffering. If neither party can agree through mediation or arbitration, going to court may be the only option to receive personal injury compensation.

10. Losing Party Can Appeal: In the event of dissatisfaction with the court’s ruling, the losing party may appeal. A higher court may reevaluate the case based on new evidence or arguments, potentially altering or overturning the verdict. It’s essential to remember that appealing a decision is a significant decision, incurring costs and prolonging the process.

After the court rules in your favor, you can claim your compensation. Typically, a court order requires the party at fault to pay within a specific time frame. If full compensation is not received within the stipulated period, further legal action may be taken to ensure you receive your rightful compensation.


If mediation and arbitration fail, appealing your case may become necessary. If you’ve been injured due to another person’s negligence or recklessness, a trial may be the only way to secure compensation. Our experienced attorneys at Black Law Company are here to guide you through the intricate personal injury lawsuit process. If you believe you’re entitled to compensation, don’t hesitate to call us at 813-321-7380 for a free consultation to ensure you don’t miss out on any compensation.

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